Tag Archive 2020上海fl

Learning the process – Alignment session

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first_img continue reading » Have you ever sat down with a design firm and been immediately inundated with recommendations for the design of your next branch or workplace without diving into your goals and purpose of the project? This process often results in nice looking buildings that don’t deliver on your goals and that your staff don’t quite understand how to use.We take a different approach. Before beginning design or even making suggestions, our team works with your key stakeholders to understand the purpose that is driving your project. We do through a meeting we call an alignment session.“The goal is to uncover what success means to your team. Only then do we draw on external insights and innovations to begin to design a solution.”The alignment session is an interactive workshop, designed to kick off a project and get everyone on the same page. The goal is to uncover what success means to your team, and we do this by facilitating conversations and activities around your goals and requirements for the project. These conversations include deep dives into research, your strategic vision, and a good deal of introspection. This is an opportunity for all voices to be heard, and to discover where your organization’s priorities lie. Ultimately, the team leaves the session with clarity around the best path forward. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Turkish GP driver ratings: Experience pays for Lewis Hamilton, Sergio Perez, Sebastian Vettel

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first_imgQualified 2nd, Finished 6thUltimately this just wasn’t Max Verstappen and Red Bull’s weekend. Sixth place was a shame for the both the Dutchman and Red Bull given he had set the pace in the dry and the wet up to Saturday’s pole shootout, when his shot at P1 on a day Mercedes were nowhere slipped away on the intermediate tyres. Still, a front-row start meant he stayed right in the picture although, as it turned out, starting on the other side of the grid in third would have been more beneficial.Was swamped at the lights, but recovered some of the lost ground further around the first lap to run fourth behind Vettel, where he stayed until running three laps longer on his full wets compared to the Ferrari’s fresh intermediates. Six laps later and it was all looking rather promising. Verstappen was right on Perez’s trail for second and within 10s of Stroll’s lead with more than a third of the race to go. But then the front of his Red Bull washed out following the second-placed Racing Point and sent the Red Bull into a lurid spin. Game over for the victory, with an emergency stop for new tyres required. Verstappen had a later spin en-route to that sixth-place finish.Rating out of 10: 7.5

Mobile banking has become the most common way to pay bills, it is time to digitize our tourism

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first_imgMost mobile payment services are used by an average of 4 to 6% more users than last year. The only exception is payment via SMS, which is used by 4% fewer users compared to the last survey.  Opportunity for tourism? Yes, absolutely. What are we waiting for? We are still struggling with a good part of restaurants on the Adriatic that only accept cash, let alone have implemented mobile payments. And it is not only restaurants, but also cafes, bakeries, deck chairs for rent, etc.… and all other basic and additional services in the destination. How important and what digitalization means in the tourism sector is also shown by yesterday’s news, how Spanish destinations are introducing the reservation of a place on the beach via a mobile application. A significant majority of respondents (90%) use cards at least occasionally when shopping online, which is the same as in November 2019. However, the frequency of using cards when shopping online decreased by 7% on a monthly basis. In addition, the share of those who use cards when buying online only once or twice in three months (7%) also increased slightly. Debit cards (32%) proved to be the most common method of payment, followed by credit cards (34%) and PayPal (21%).  We are satisfied with the level of digitalization in Croatia The results showed that almost three-quarters (71%) of cardholders check their account balance and card charges via mobile phone. Almost the same number (67%) use SMS payments, while 59% use mobile banking. To a lesser extent, card users use payment through the services of teleoperators (26%) and m-wallet (9%).  “For many years, the MasterIndex research has provided us with the opportunity to get to know the habits of card users better, and it certainly has added value in this period, which deviates from our usual everyday life and in which we regularly seek answers to many questions. In Croatia, almost all of us still use cards, but although the share of credit card users is growing somewhat, debit cards are still used significantly more. We are also glad to see that the number of users who pay contactlessly is growing, because this is the safest way to pay and our recommendation during the corona crisis, but also after”, Pointed out Helena Šekerija from Mastercard.  Furthermore, approximately 70% of respondents have an interest in using online mobile payments, which is practically at the same level as in the previous wave of research from November 2019. Furthermore, most banking users are interested in certain mobile payment methods – 59% for payment by connecting the mobile phone to the POS terminal, and 63% for online card payment via the mobile application.  Contactless payment is becoming more and more popular, so as many as nine out of ten of us have and use a contactless card, while a year ago that ratio was eight out of ten. In addition, as many as 60% of cardholders pay contactlessly at least three to five times a week, an increase of 5% over last year. The number of those who pay contactlessly every day is also slightly increasing (+ 2%) and now their share is 23%. Contactless is mostly paid in supermarkets and shopping malls (71%), followed by local shops (17%). Although more and more people pay non-contact, respondents would like such payment to be enabled to an even greater extent, primarily in supermarkets and shops (36%), restaurants and cafes (16%) and public transport (14%).  Most of us are satisfied with the level of digitalization in the country, almost all of us use smartphones and cards, and we are more and more inclined to new payment methods such as mobile and contactless, the results of regular MasterIndex research which was conducted for Mastercard by the Improve agency.  In addition to the aforementioned data, it is interesting that all types of cards are used on average slightly more among respondents older than 40 years (99%), those with a monthly income of more than HRK 5.500 and among the male population. The results also showed that users have an average of three (2,8) cards, which is the same as last year.  Cover photo: Pixabay.com The MasterIndex online survey on the habits of using financial services in Croatia and attitudes towards payment cards was conducted in April 2020 for Mastercard by the market research agency Improve, on a sample of 1.046 users of banking services in Croatia aged 18 to 55.  Furthermore, the digital devices most respondents use are smartphones (95%), laptops (83%), personal computers (55%) and smart TVs (54%). Apart from the fact that the largest number of respondents own it and spend an average of five (4,8) hours a day on it, a mobile phone is also a means that respondents would use for payment cards to the greatest extent (71%). To a much lesser extent, they emphasize ID cards or passports (17%) and biometrics (14%) and smart watches (14%). PIN is still the preferred (50%) method of payment authorization, and finger scanning (34%) is also highly preferred. The research also confirmed that the coronavirus pandemic has reduced the number of those planning a holiday in Croatia, but also the more frequent online purchase of food, software and gaming products and the preference for contactless payment as the healthiest. We use mobile payment services more than last year The above-average share of card users is in Zagreb and its surroundings (98%), and the lowest in Lika and in Kordun and Banovina (91%).  But now is the opportunity to accelerate development and catch up with all digital trends, in fact, to set global trends ourselves. But in order to be able to plan, we need to know what the current situation is, what are the habits and expectations of consumers in Croatia, when we talk about digital payment. Almost all of us use payment cards Cards are used for various purposes. Almost half (48%) of cardholders withdraw cash from ATMs once or twice a month, over a third (35%) the same number of times a week, while only a few do so more often. On the other hand, cards are used much more regularly to pay at points of sale. Over a quarter (27%) of users use them for this purpose every day. More than a third (35%) do this three to five times a week, and about a quarter (22%) once to twice a week. Research has shown another interesting fact, and that is that internet banking is no longer the most common way to pay bills – it is now mobile banking with 51% of users compared to 42% of e-banking users.  Growth of mobile banking The crisis caused by the epidemic, among other things, has shown that it is high time for digitalization, and in the recovery period the smart state will embrace digitalization in the true sense. Also, digitalization will be a term that will be most often used in the tourism sector, and in Croatia, in my personal opinion, we are lagging behind digital trends. Contactless payment is viewed more and more positively – as many as 82% of card users consider it really fast and easy, and 61% definitely intend to use it more often in the future. In addition, this method of payment is considered the safest when it comes to health and hygiene. As many as 71% of cardholders firmly believe that contactless payment is the healthiest, and another 20% have a similar opinion. In a period when great attention is paid to the cleanliness of sales areas and hand hygiene, such a dominant attitude on this issue may not be a big surprise, but it is certainly a clear indicator of consumer preferences. As many as 85% of respondents are satisfied with the level of digitalization in the country, which is an increase of 3% compared to November 2019 and the continuation of this positive trend. However, a significant number of respondents still want to see more innovation and digital services in health (70%), public administration (54%), education (50%) and the judiciary (27%). When it comes to personal use of digital services, in the first place is the mobile phone with the Internet and online chat (89%), followed by online shopping (81%), e-mail (80%) and social networks (79%) and Internet search engines (77 %). These services are also most used on a daily basis, with the exception of online shopping which most respondents make on a monthly basis.  But someone has to lead the development strategy of digitalization of our tourism, both from the national narrative and from the destination. And that is where we unfortunately fall. 9 out of 10 pay us contactless, we are increasingly using mobile payment The increase in the use of mobile banking for this purpose is as much as 12% compared to last year, and the share (16%) of those who pay their bills exclusively in physical branches is still not negligible. The main obstacle to paying bills online is the habit of paying in cash (50%). Most of us use online shopping cards and m-banking to pay bills As many as 9 out of 10 pay us contactlesslylast_img read more

Neymar Risks Prison over Barca Move

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first_imgThe Brazilian international forward is now with Paris Saint-Germain in France’s Ligue 1.The case, which follows a complaint by DIS, a Brazilian group which part-owned the rights to Neymar, surrounds allegations of “corruption” and “fraud” in the player’s move to Barcelona.Neymar moved to the Spanish La Liga giants in May 2013 for a reported fee of 57.1m euros. Although no financial details of the deal were revealed by either Barcelona or his Brazilian club FC Santos, Neymar’s parents were said to have received 40m euros and FC Santos 17.1m.In January 2014, prosecutors in Madrid began investigating the transfer because documents requested by the authorities contained contradictory information.Rosell resigned from his post as president a week later and Barcelona subsequently revealed they had actually paid 86.2m euros for the Brazilian star.DIS, who received 6m euros of the 17.1m given to FC Santos, alleges that Barcelona and the Brazilian club colluded to mask the true cost of the deal.Bartomeu, Rosell, Barcelona, FC Santos and its former president, Odilio Rodrigues Filho, are now expected to answer charges of fraud, according to the decree.Because the prison term involved exceeds five years, three judges are set to preside over Neymar’s trial which is expected to be heard at the Audiencia Nacional, a high court with jurisdiction over Spanish territory as well as over international crimes which come under the jurisdiction of Spanish courts.Whether Neymar faces a prison term remains to be seen, however.In May 2017 the Spanish authorities said Neymar should stand trial but no date has yet been set.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram A Spanish magistrate leading an investigation into alleged irregularities in Neymar’s move to Barcelona in 2013 said wednesday the Brazilian superstar could face up to six years in prison.“The term imposed, in principle, could be between four and six years,” said a decree issued by judge Jose Maria Vazquez Honrubia, a copy of which was seen by AFP.Neymar, his parents, Barcelona President Josep Maria Bartomeu and his predecessor Sandro Rosell are all awaiting trial over alleged corruption concerning Neymar’s move to the Spanish La Liga giants in 2013. Neymar last_img read more

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