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Have £5k to spend? 4 dirt-cheap small caps I’d buy and hold until 2030

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first_img Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Royston Wild | Tuesday, 9th June, 2020 Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended Applegreen. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. Have £5k to spend? 4 dirt-cheap small caps I’d buy and hold until 2030 I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Royston Wild If you’re hunting lesser-known bargains I reckon Nexus Infrastructure is worth a look. As I type, the small cap trades on a forward price-to-earnings (P/E) of just 11 times following recent share price weakness.It’s a reading I think fails to reflect the essential nature of its services. Nexus Infrastructure provides concrete frames, drainage systems, utilities connections, and other critical construction products. This should help it weather an upcoming cooldown in the broader sector much better than most.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…And over the long term, Nexus Infrastructure’s profits outlook remains quite robust. The UK needs to continue building lots and lots of homes to soothe its housing shortage. I’m expecting the company’s products to remain in demand for years to come.Bush babyBushveld Minerals Limited is another dirt-cheap small cap worthy of serious attention right now. It carries an earnings multiple just inside the bargain benchmark of 10 times and below for 2020, a reading that fails to reflect rocketing demand for vanadium.At present this particular resource is best known for its use in the manufacture of steel. Indeed, around four-fifths of the world’s vanadium is combined with iron in order to strengthen steel products. But its growing role is in the field of energy storage, which offers the potential for explosive price growth for this commodity.Bushved Minerals itself reckons this one application could cause vanadium demand to swell at a compound annual growth rate of 8.4% through the next 10 years. It could be well worth grabbing a piece of the mining giant at current prices, then.Another smashing small capApplegreen is another small-cap bargain that’s great for value. Right now it sports a forward P/E ratio of just above 10 times, a reading that fails to recognise its exceptional defensive characteristics.The petrol station retailer has been dented by recent quarantine measures and the subsequent fall in road traffic. Things are looking up as the lockdown measures are gradually lifted, though. And Applegreen need not worry about the economic downturn on revenues across its gas stations and motorway services sites. Food, drink, magazines, and the like remain must-haves for weary travellers whatever other troubles are rumbling on.I’ve tipped Applegreen before as a top growth buy because of recent expansion in the UK and the US. I continue to think it’s a brilliant buy for this new decade.Tech titanI reckon Telit Communications is another small cap to own for the 2020s and well beyond. It’s a specialist in the ‘Internet of Things’ (IoT) segment, that mysterious sphere whereby electronics devices communicate directly. This can be anything from your smartphone to your coffee maker, your boiler to your television.Hewlett Packard expects the number of IoT-connected products to more or less treble between 2019 and 2025 to reach 75bn. And Telit Communications is clearly in the box seat to ride this latest great technological revolution. It’s already reporting ripping IoT sales growth and should continue doing so long into the future. Image source: Getty Images last_img read more

Anglican Consultative Council to consider global safeguarding guidelines

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first_img Tags Posted Sep 10, 2018 Anglican Consultative Council [Anglican Communion News Service] Members of the Anglican Consultative Council will discuss global safeguarding guidelines when they meet next year in Hong Kong. The guidelines are being drawn up by an international Anglican Safe Church Commission, which was established by the Council when it last met in 2016, in the Zambian capital Lusaka. The guidelines will be finalized when the Commission next meet in November and will be made available in English, French, Portuguese and Spanish.Read the full article here. Anglican Communion, Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Featured Events Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Press Release Service Cathedral Dean Boise, ID Bishop Diocesan Springfield, IL Rector/Priest in Charge (PT) Lisbon, ME Associate Priest for Pastoral Care New York, NY Rector Knoxville, TN Curate Diocese of Nebraska Rector Pittsburgh, PA Assistant/Associate Priest Scottsdale, AZ Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Submit a Job Listing Rector Washington, DC Rector Martinsville, VA Featured Jobs & Calls Director of Music Morristown, NJ Submit a Press Release TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Albany, NY center_img Rector Smithfield, NC Course Director Jerusalem, Israel Assistant/Associate Rector Morristown, NJ Family Ministry Coordinator Baton Rouge, LA Submit an Event Listing Assistant/Associate Rector Washington, DC Youth Minister Lorton, VA New Berrigan Book With Episcopal Roots Cascade Books Associate Rector for Family Ministries Anchorage, AK Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Collierville, TN Rector Belleville, IL Director of Administration & Finance Atlanta, GA Rector (FT or PT) Indian River, MI Rector Bath, NC Priest Associate or Director of Adult Ministries Greenville, SC Rector Shreveport, LA In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Priest-in-Charge Lebanon, OH The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector and Chaplain Eugene, OR Rector Tampa, FL Rector Hopkinsville, KY Anglican Consultative Council to consider global safeguarding guidelines Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Associate Rector Columbus, GA Canon for Family Ministry Jackson, MS Curate (Associate & Priest-in-Charge) Traverse City, MI Missioner for Disaster Resilience Sacramento, CA last_img read more

House to See the Sky / Abraham Cota Paredes Arquitectos

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first_imgPhotographs:  Onnis LuqueCollaborators:Álvaro Beruben Galván, ESTUDIO HIDALGOConstruction:Abraham Cota Paredes ArquitectosStructural Engineering:ROMVIR ingenieríaCity:ZapopanCountry:MexicoMore SpecsLess Specs House to See the Sky / Abraham Cota Paredes Arquitectos ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/626789/house-to-see-the-sky-abraham-cota-paredes-arquitectos Clipboard Save this picture!© Onnis Luque+ 28 Share Photographs “COPY” CopyHouses•Zapopan, Mexico “COPY” Architects: COTAPAREDES Arquitectos Year Completion year of this architecture project Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/626789/house-to-see-the-sky-abraham-cota-paredes-arquitectos Clipboard Mexico 2014 Houses House to See the Sky / Abraham Cota Paredes ArquitectosSave this projectSaveHouse to See the Sky / Abraham Cota Paredes Arquitectos Save this picture!© Onnis LuqueText description provided by the architects. The house expresses the search for an introspective architecture, an architecture that envelopes itself, where privacy is the best gift.Save this picture!© Onnis LuqueThe project is an evolution of the concept of the screen wall, an idea arising from the exercise of homes in gated communities, where the search for privacy and wealth of interior space, cause a mechanism of introspection. The site, between party walls, is located in the foothills of the spring forest in the city of Guadalajara Mexico. The distribution reflects the direction of the terrain: west-east.Save this picture!Ground Floor PlanThe living-dining spaces are located to the east, to get more sunlight and morning warmth through large windows, and the services are located to the west and north.Save this picture!© Onnis LuqueTo provide privacy, a concrete screen wall prevents us overlooking the street and garages, creating an indoor garden that becomes the heart of the house. Thus producing a kind of open pavilion surrounded by green. The staircase is hidden behind walls, dividing public and private areas.Save this picture!Upper Floor PlanThe screen wall serves as the primary structural element of the house. Thanks to the design work of purification in the structural design, we could have a clean design, devoid of vertical elements, cleaning the space and at the same time with the effect that most of the weight of the house rests solely on the right end of the concrete wall.Save this picture!© Onnis LuqueUpstairs, the perimeter walls extend towards the front, cantilevering over the garden and the garage, locking the house in itself, forcing the user to look up at the sky and discover the relationship with the garden on the ground floor. The house catches you from when you cross the threshold of the screen wall floating on the garage, you are surrounded by an architecture that seems to envelop you and make you discover it.Save this picture!© Onnis LuqueThe formal result appears to be two overlapping parallelepipeds with the necessary openings to frame the views. The union of the two parts in elevation seeks the golden ratio. A thin groove divides the concrete wall into two, right where the square of the golden rectangle is delimited.Save this picture!© Onnis LuqueProject gallerySee allShow lessJanet Echelman Suspends Massive Aerial Sculpture Over Boston’s GreenwayArchitecture NewsCar Talk Deems Buckminster Fuller’s Dymaxion Car a Complete FailureArchitecture News Share Projects ArchDaily CopyAbout this officeCOTAPAREDES ArquitectosOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesZapopanHousesMexicoPublished on May 04, 2015Cite: “House to See the Sky / Abraham Cota Paredes Arquitectos” [Casa para ver al cielo / Abraham Cota Paredes Arquitectos] 04 May 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogVentilated / Double Skin FacadeTechnowoodClick Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisOxidized Copper: Nordic BrownAcousticKvadrat AcousticsAcoustic Panel System in AMOREPACIFIC HeadquartersStonesCosentinoSilestone® Surfaces – Loft SeriesWoodLunawoodThermo Timber and Industrial ThermowoodLightsLouis PoulsenOutdoor Lighting – Flindt PlazaTiles / Mosaic / GresiteLove TilesPorcelain Tiles – NestAluminium CompositesMetawellAluminum Panels for Interior DesignMetallicsRHEINZINKZinc Roof Systems – Double Lock Standing SeamStoolsWilkhahnOffice Stool – Aline-SBulbs / Spots / Wall LightsUniosHorticultural Luminaire – Kobe FloMore products »Read commentsSave想阅读文章的中文版本吗?墨西哥V别墅/ Abraham Cota Paredes Arquitectos是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Wells Fargo Indiana Weather Forecast 1/18/2015

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first_imgHome News Feed Wells Fargo Indiana Weather Forecast 1/18/2015 Wells Fargo Indiana Weather Forecast 1/18/2015 Facebook Twitter Seasonal temps hold through the rest of the week, but a colder push comes this weekend.Before we get there, though, we will watch as a weak little wave passes by to the south later tonight and tomorrow. This system brings moisture to the Deep South and the TN valley…and I really do not look for much up in our neck of the woods. But…over running cloud cover can spread in from I-70 southward later today and tomorrow and we have to keep an eye out for spits and sprinkles. I doubt anything happens, but on the odd chance a few of the clouds are a bit more moisture laden…a trace to a few hundredths is at least minutely possible in extreme southern IN. Either way…rain or no rain, it will have a gray, damp feel to it from tonight through tomorrow.Dry for Friday into the weekend. However, a Canadian cold front sweeps through Saturday and will drop temps again. This time, we go below normal and stay there for a bit. Next week, we see temps bouncing just a bit, but we still look for a normal to below normal bias on through the end of the month.Models continue to have disagreement over the next big event. The GFS tries to bring moisture out of the central plains into the Corn Belt early next week, but the European keeps it farther south. We like the southern solution, mostly due to it fitting with the precipitation pattern so far. With a very dry atmospheric profile over most of the corn belt…it will take a more moisture laden system from the NW, or a strong thunderstorm system from the SW to put good moisture back in over Indiana. This early week system next week is neither. So we look for it to push by to the south. Late next week, a front may try and push in from the west. There could be some .25” -.75” rain potential in there…but there is also plenty of time for things to change.The long range GFS continues to show a strong heavy rain system in for the 30th and 31st. That has some potential to gain traction, but for now, we will stay more conservative, as there are multiple model solutions being floated. If the storm stays, though, this would be one of the years where March came in like a lion, and decided to leave like one too.CORN WeatherPrecipitation action in Argentina the rest of the week looks to be dominated by clusters of thunderstorms in localized areas. This goes along with the warmer air that is in play…and likely we are seeing some heat based thunderstorm clusters developing. Coverage on any given day will be under 20% of the crop areas, but putting several days together, we can see 50% coverage of action from half to 1 inch. Next week starts off dry with high pressure sitting just off the Buenos Aires coast, but we have some showers and storms that work in behind as that high moves away the second half of next week. Temps remain above normal this week into the weekend, but should pull back to near normal next week. .Areas from Parana southward get nothing but scattered showers from now through next Wednesday. The second half of next week, we see better organized rains moving in from the south, and should give all south and southeast Brazil areas half to 1.5” rains.There will be attempts by moisture to come out of the central and southern plains over the next few days. However, most action that originates in that part of the country will have a tough time getting going in the Corn Belt. We continue to see most moisture between now and late week next week passing by south of the OH river. Now, late next week models are showing a decent front working into the western Corn Belt, stretching up to and even slightly north of I-80. This may be the next best precipitation threat for the region. Temps will dominate the talk more, with normal to below normal temps through the end of the month over the eastern corn belt, normal to a bit above normal temps the next couple of days over the western corn belt. A secondary push of Canadian air will move in this weekend.China continues to see a similar pattern to yesterday…which means plentiful action over the southern quarter to third of grain growing regions, but way below normal precipitation farther north. Wheat areas in northern China are very dry, and we see no precipitation over the next two weeks. Temps are mostly above normal, which may start people talking about potential of early plant in China the way it’s been thrown around here already on occasion.SOYBEAN WeatherNo change in the pattern over Brazil bean areas. A nice corridor of moisture is setting up from Sao Paulo across through Matto Grosso. Rains will be hit and miss from day today, but we see 10 day totals in the 1-3 inch range. Coverage will be nearly 100% in that corridor. That does mean that we see dramatically less moisture in Matto Grosso do Sul…which will help with bean harvest there. In general, the pattern looks skewed toward the wetter side…but still is running in the realm of normal for Brazil.At least 1-3 more inches of rain coming to the lower Mississippi Valley and the Deep South over the coming 10 days. Planting delays will continue to come to the forefront. While not a big story…it is something we are hearing more about. There really is no sign of a change in this current moisture pattern.WHEAT Weather Scattered moisture this morning in OK, much more organized moisture over the eastern half of TX. We are seeing some radar echoes over southern KS…but nothing that says there is a lot of moisture around. Going forward…action between now and Friday looks ho hum over most of the HRW areas from KS northward. However, there will be decent moisture over the southern parts of the plains. Low pressure currently in north central CO will shift south through the day today and may trigger some precipitation over KS and OK tomorrow into Friday. Amounts are still all over the place, but likely will only be meaningful in a few places. The one thing that may make it a bit better would be if we can get any thunderstorms to fire off…those would have potential to increase precipitation on a local scale. Still…we like rain totals only up to a third of an inch with coverage at 40%. That’s better than we were thinking yesterday, but still, not that good.SRW areas play the north v. south game again today. Moisture still looks great over the lower Delta and up into the southern parts of the OH valley…so southern wheat should have plenty of moisture. Farther north, moisture will be more hard to come by. We may not see any serious rains over northern SRW areas until later next week. Temps are nearly normal now and will stay that way through Friday, but will go below normal over the weekend and stay in that normal to below range for most of the rest of the month.The best moisture is settling south over Russian grain areas. We see good moisture over the next week to 10 days in southern parts of the Southern Region…but lesser rains now over northern areas and Ukraine. The pattern still seems to be one that features sagging systems with light moisture spread west to east. We need the pattern to switch to a west-east flow with strong fronts coming out of Eastern Europe to get good rains back in. For now, the month of March looks to finish below normal on precipitation, and above normal on temperatures.A nice front toward days 8-9 in the 10 day period brings excellent rains to Western Australia. WE see rain potential of half to 1 inch or better over all Western Australia wheat acres. Better rains also emerge next week in NWS and Victoria, although coverage of wheat acres will be limited to about 60%. Rain totals there can be up to half an inch. The key here will be getting the fronts to hold together until we get into the later stages of next week.CATTLE Weather There is potential for a little mud in isolated areas over the next few days in beef production areas. However, conditions in the central plains are dry enough that it likely will not be a big issue and also, we think producers will put up with it in order to just get the moisture. Temps in beef areas will remain mostly above normal. No major problems are seen in the next two weeks. Dairy areas, especially in the upper Midwest and great lakes regions, will see colder than normal temps come in this weekend and we should remain in that normal to below range through most of the rest of the month.HOG Weather No major weather headlines for hogs…temps near normal, perhaps a little dry. But nothing that produces a big impact. SHARE SHARE By Ryan Martin – Mar 17, 2015 Facebook Twitter Previous articleAg Day Message Must Be One of UnityNext articleMorning Outlook Ryan Martinlast_img read more

Fans travel to Oklahoma to support Frogs

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first_imgSupport for seniors on Senior Day ReddIt Twitter TCU falls to Georgia in AutoZone Liberty Bowl Oklahoma Sooners fullback Trey Millard (33) runs for a touchdown in the second quarter against the TCU Horned Frogs safety Elisha Olabode (6) and linebacker Jonathan Anderson (41) at Gaylord Family – Oklahoma Memorial Stadium on Oct. 5, 2013. printTCU students are traveling to Norman, Oklahoma, to cheer on the Frogs this Saturday, despite the tough atmosphere that might be ahead of them.The No. 7 Oklahoma Sooners are coming off a huge win against previously No. 6 Baylor last Saturday.TCU Sophomore Patrick Borer said the Sooners have huge momentum and he expects them to be playing at a high level.Borer also said OU fans are some of the best in the country, and between TCU fans and them, it should be an extremely loud stadium.“The atmosphere will be incredible,” Borer said.Sophomore Claire Duerson said she bought tickets before the season even started.“I predicted that it would be a really good matchup between TCU and OU,” Duerson said.First-year student Zach Liston said with the Sooners playing on a hot streak, it’s going to be difficult.“I think they are ready for us,” Liston said. “Hopefully we’ll see the Frogs win.”OU senior defensive end Charles Tapper said in a practice report interview with OU Sports this is what they come to Oklahoma for: big games and big situations.“All the guys will be playing hard,” Tapper said.Sophomore Hannah Penn also said OU will be playing hard and that might make the Frogs’ first half a little shaky, but she also said she thinks the Frogs can pull it together at the end.“I think they’re gonna be tough,” Penn said. “But we will see how we can do.”The Sooners understand what’s at stake, Borer said.“They are vying for a spot in the playoffs,” he said.Borer said winning on Saturday would be huge for TCU’s season, which would still give TCU the opportunity to win the Big 12 Conference, depending on other teams’ results.Both teams are sitting at 9-1 and are looking to improve their shot at the College Football Playoffs. The Frogs, however, will likely need their foes just north of Norman, the Oklahoma State Cowboys, to lose their next two contests in order to make that dream a reality.An OSU win would eliminate the Frogs from Big 12 title contention.Kickoff against OU is set for 7 p.m. and will be televised on ABC. ReddIt Linkedin Facebook Twitter Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ Previous articleAthletic renovations add to Texas Construction UniversityNext articleWedgwood Academy students receive real-world work experience Kacey Bowen RELATED ARTICLESMORE FROM AUTHOR Kacey is a junior journalism major from Friendswood, Texas. She is a managing editor for TCU360. Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ + posts Linkedin Kramer claims 100th career win TCU vs Georgia: “Playing to win” Kacey Bowen TCU baseball finds their biggest fan just by saying hello Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/ Facebook TCU rowing program strengthens after facing COVID-19 setbacks Another series win lands TCU Baseball in the top 5, earns Sikes conference award Kacey Bowenhttps://www.tcu360.com/author/kacey-bowen/last_img read more

From the basketball court to the recording studio

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first_imgLinkedin Twitter Linkedin ReddIt Facebook Hector Gutierrez’s worldly experience has helped establish Beach Volleyball + posts Alexis Guerrerohttps://www.tcu360.com/author/alexis-guerrero/ An amateur, as defined by the NCAA, is someone who has not profited above his or her actual and necessary expenses or gained a competitive advantage in his or her sport. According to the NCAA, maintaining amateurism is crucial to preserving the academic environment in which acquiring a quality education is the first priority.“We all have different dreams that we want to do,” Thompson said when asked about her thoughts on the Gonzalez twins’ decision to pursue their music career. “Sometimes it’s not just one, so I think you should be allowed to do what your heart desires.”Pebley said sports’ responsibility is meant to be a platform catalyst to propel student-athletes to pursue their dreams.“Life is not totally about what happens in between the sidelines and the baselines,” Pebley said. “You use what you learn about yourself as a player to help you grow as a person. It’s encouraging in our program here at TCU that those gifts and those talents outside of your athletic ability are encouraged to be used.”With graduation approaching, Thompson said she can see herself doing a lot of different things.“I definitely want to do music,” she said. “I see myself doing sales and maybe owning a business.”Pebley said she can see Thompson doing it all, calling her multi-faceted.“I think she’s actually learned to be patient with it and that it all doesn’t have to happen today,” Pebley said. “I think she’s going to be successful at whatever she chooses to do. Not just doing one thing with her life, but always exploring different avenues whether that’s going into sales and continuing to develop her music.”As her final basketball season is nearing an end, Thompson said she has an EP (extended play– shorter than an album but containing multiple tracks) with about five songs that she plans on releasing soon. Alexis Guerrerohttps://www.tcu360.com/author/alexis-guerrero/ Previous articleLetter to the Editor: Lack of diversity creates bubble of privilegeNext articleMen’s basketball topped by No. 20 WVU, 82-66 Alexis Guerrero RELATED ARTICLESMORE FROM AUTHOR ReddIt Twitter Dean of Admission reflects on university’s growing recognitioncenter_img Derrick Mokaleng has many layers to his success Alexis Guerrerohttps://www.tcu360.com/author/alexis-guerrero/ Alexis Guerrero TCU rowing program strengthens after facing COVID-19 setbacks Alexis Guerrerohttps://www.tcu360.com/author/alexis-guerrero/ Photo by Alexis Guerrero printToree Thompson has played basketball since she was five years old and set her sights on college basketball soon thereafter.“I would always go to the gym with my dad and train after school,” Thompson said. “I was serious about it from a young age. I would say about middle school was when I realized I had the potential to play in college.”Thompson began her college basketball career at Ole Miss before transferring to TCU in 2015. She is averaging 9.6 points per game during her final campaign.Thompson unlocked her love for basketball around the same time she discovered another passion– rapping.Without hesitation, Thompson said rapping is more than a hobby– it’s a passion.“My sister and dad inspired me to rap,” said Thompson. “One day we were just playing around, rapping, and we came up with a rap and I ended up performing it in a talent show; it just kinda went from there.”TCU women’s basketball head coach Raegan Pebley said she is familiar with Thompson’s music career and supports it.“I love Toree’s talent,” Pebley said. “It gets our team so excited when she does it for our team. I love watching what she does. She’s so gifted at it. I love that it’s positive and it’s putting more of that positivity in the world and it’s sharing her faith. That takes so much courage to do.”Thompson said she chooses to rap about positive things and occasionally focuses on current events.“It’s just to give an uplifting message and I like to impact people,” Thompson said.The senior guard said balancing the life of a student-athlete while working on her music is easy because she sees rapping as an outlet to things in her life.Thompson isn’t the only female student-athlete pursuing a music career while in college.In 2017, twins Dylan and Dakota Gonzalez decided to forego their last year of basketball eligibility at the University of Nevada, Las Vegas to pursue their careers in music. Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Where to watch Super Bowl LIII in Fort Worth The College of Science and Engineering Dean, Phil Hartman, retires after 40 consecutive years Facebook Alexis Guerrero is a junior sports broadcasting and journalism double major from Fort Worth, Texas. She is a dog, baseball, and pizza enthusiast.last_img read more

The Future Is Now: Integrating Technology into Vendor Management

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first_img Related Articles By Chuck Sockol, VP of Industry Relations for Aspen Grove SolutionsThe mortgage servicing industry is increasingly relying on comprehensive technology platforms to meet the expanding needs of vendor management professionals. With the industry’s management of third, fourth and often fifth-party relationships, and the proliferation of servicing guidelines, compliance requirements and regulatory enforcement actions, the industry is partnering with technology providers to add automation, data management, and analytics to their vendor management strategy.High-level objectives for vendor management teams include creating stability, consistency, and efficiency in a vendor network. Additionally, these teams are setting standards of performance, providing continuous development through training, and making sure controls are in place to mitigate risk. While vendor management teams have an obligation to focus on areas where process improvement is possible, they must also cultivate valued and trusted partnerships with their vendor network.Technology is helping meet the needs of vendor management professionals across the mortgage servicing industry from recruitment to issue resolution. As requirements of vendor management personnel and teams expand, they are more often turning to technology that is flexible and customizable. Robust technology must not only support the need for centralized data collection and standardization of process, but also help manage evolving regulation and risk and compliance with applicable guidelines.The Layers of a Vendor Management ProgramVendor management departments play an important part in the industry’s effort to manage risk and maintain compliance. With the responsibility of finding, vetting, documenting, on-boarding, training, managing, and coaching vendors along the supply chain; vendor management teams must evaluate and prioritize each aspect of their role and find ways to proactively drive positive performance and eliminate sub-standard work. In order to create strategic vendor management programs that are both robust and layered, these teams must address key objectives to maintain network integrity.First, vendor networks must demonstrate stability. Valued vendor partnerships are nurtured and new vendors are held to quality standards early to build and maintain a reliable, knowledgeable network. Second, there must be consistency in service expectations and results. Consistency in communication, clarity of roles and responsibilities, training, performance expectations and performance scoring can build confidence in internal staff, the network, and the clients that depend on them. Finally, because regulations are creating the need for new services and expanded roles within the industry, the processing of data and corrective actions must be accomplished efficiently. Technology provides that efficiency, along with continuous oversight of vendor activities which is essential to maintaining a successful, compliance-driven vendor management team. This approach not only allows vendor management teams to help their clients reduce business risk and minimize loss by investors, it is part of a collective industry goal toward achieving community stabilization. Through effective vendor management programs, loan servicers are able to contribute to the communities they service by maintaining vacant and abandoned properties that promote safer neighborhoods and protect against blight.Throughout the mortgage servicing supply chain, industry professionals are responding to internal and external demands by taking a more robust and layered approach to the management of vendor networks. The depth of inquiry into a vendor’s background, business history, and qualifications is at the core of maintaining a trusted vendor network but is only the beginning. A standard, consistent process for on-boarding vendors (and off-boarding), evaluating and reporting on their performance, managing incidents, and providing on-going training are also of key importance. This work can, at times, seem monumental. However, vendor management strategies are more often relying on technology to help recruit, vet, and monitor the activities of their vendor networks.Know Your VendorsVendor networks can be described as independent businesses working to achieve common goals for mutual clients. Yet a vendor managers’ relationship with contractors can also be seen as a partnership that requires communication, documentation, agreed service expectations, and coaching. Vendor managers utilize well-tested vetting and recruitment processes to ensure the integrity of their vendor network. These methods include completing industry-approved background checks, validating professional licenses and insurance, in-depth reviews of business references and checking the viability of a prospective vendors’ business.To maintain a qualified network, both loan servicers and field services providers are committed to the meticulous screening of potential vendors and the continuous monitoring of the supply chain performance and relationships. With the quality of both administrative and field services work under scrutiny by regulators and municipalities, vendor management teams must ensure that the expertise of their vendors is commensurate with the current level of risk and complexity challenging the industry.The impact of executing a rigorous vetting process and conducting due diligence prior to contracting work to a third-party goes beyond mitigating business risk. Selecting qualified vendors, and documenting exactly what they will do, play an important role in maintaining the stability of the communities in which work is performed.Vendor management programs must include strong quality controls, audit infrastructure, monitoring systems and performance improvement plans in order to resolve issues and promote industry best practices. The industry is incorporating technology platforms that offer vendor management teams the stability, consistency and efficiency needed to manage required vendor data.Expanded Services and Standardization in a Changing Compliance EnvironmentThe regulatory environment has driven an expansion of vendor and operational services as industry organizations look to stay ahead of compliance measures. This sets in motion a corresponding need for all businesses in the supply chain to develop new strategies to ensure their networks stay stable, consistent and efficient. Field services providers, and other third-party suppliers, are utilizing technology to establish standardized business processes that satisfy both regulatory and client requirements while maintaining the effectiveness of their vendor network.Property inspectors and contractors are increasingly being asked to provide reporting on expanded services such as providing insurance loss estimates, conducting utility inspections, and providing structural assessments. These new service requests are prompting vendor management departments to re-evaluate the necessary qualifications of their vendor networks and how they establish that the person at the property has those qualifications. An emphasis on documenting the licensing or certifications required to perform expanded services creates another layer of responsibility for vendor management teams and their networks. All levels of the supply chain are developing business requirements to meet expanding service requests. More often, they are finding cost-effective solutions in new technology.Evolving regulatory guidelines from agencies including the Consumer Protection Finance Bureau (CFPB), the Office of the Comptroller of Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) present ongoing challenges to establishing standardized business requirements. However, technology providers are working with industry organizations to develop acceptable standards for items such as background checks and required certifications. As the industry continues to work closely with technology partners, we are seeing technology platforms that are able to analyze multi-faceted business processes, identify vulnerabilities and pain points, and then, effectively, fill any gaps in those processes. The industry is embracing the efficiencies that automation brings to compliance challenges. Strong partnerships with technology providers are supporting the efforts of vendor management teams to achieve process improvement, track regulatory changes, and meet network management and compliance requirements. Technology provides vendor management departments with the means to centralize data collection and management, configure customizable vendor pricing and assignment methodologies, and to proactively analyze and resolve performance and compliance challenges. While aspects of vendor management will always include tactile practices like inspections and preservation work, the benefits that automation, mobile technologies and analytics provide is vital to improving a business’s ability to compete.By standardizing processes such as background checks, vendor managers can drive efficiencies by reducing administrative tasks and improve the stability, consistency and efficiency of their network.Quality Control and Performance ReportingAn effective vendor management strategy must include stringent quality control measures that focus on preserving the asset and minimizing business risk. To meet compliance requirements, vendor management teams need to ensure that their third-party vendors are providing quality services on a consistent basis. Additionally, performing quality control measures are essential to maintaining vendor network stability.Technology platforms add a layer of oversight that promotes quality control checks by identifying inconsistencies or conducting random audits of work order results. Vendor managers can also choose to deploy external quality control efforts that take place in the field such as a quality control inspections. A quality control inspection involves the re-inspecting of a property. The re-inspection can be conducted by internal team members or another third-party vendor to review the initial inspection. This second team ensures that the initial inspection, maintenance or securing work meets client expectations and regulatory requirements. This allows vendor management teams to identify performance issues and continuously improve their vendor networks. By implementing quality checks in the field, vendor management departments are able to manage costs, reduce the occurrence of code violations, and the need for repairs due to unsatisfactory work.Some clients require vendors to follow a specific set of requirements before work order results are accepted. In such cases, quality checks are conducted by specialized teams to monitor quality, compliance, and adherence to timelines. This work involves performing quality control audits around client guidelines to ensure a property is in acceptable condition prior to submitting work order results.If there is an issue with the quality of work completed by a vendor, a performance review is conducted to determine what action should be taken to correct the problem. Performance reporting involves creating and executing corrective action plans that are closely monitored. Technology platforms can collect, monitor, and flag data to ensure that vendor work is performed and completed in accordance with agreed upon client requirements, municipal ordinances, and regulatory guidelines. Business rules within technology systems can quickly identify inconsistencies in processes, work order results and compliance with client guidelines.The goal of an internal quality control team is to identify inconsistencies within the vendor process and expedite corrective action for any infraction. Additionally, these teams drive vendor performance through heightened expectations and detailed performance reviews. Performance reporting involves the review of vendor scorecards and the designing of a performance improvement plan based on peer rankings of scorecards. A poor performance review can trigger vendor management teams to require additional training or participation in vendor improvement programs. Periodic training in the form of policy and procedure reviews, in-field training, online learning modules, and conference attendance are available to vendors.The Role of Technology in Vendor ManagementVendor management programs are especially benefiting from the scalability that technology provides. A secure technology solution can accomplish more than the required processing of work order results, they are enabling teams with a consistent supply chain management process. Users are able to secure and store pertinent documentation, track expiry dates for required insurance and licensure, analyze and collect diversity information, and review client and regulatory guidelines. Vendor managers can review communications between parties, distribute vendor alerts and track ongoing vendor training on industry and client guidelines.Some technologies allow vendor management departments to have the clear line of sight capability needed for managing third-party relationships at all levels. Vendor management teams are increasingly using data developed from mobile technologies to monitor compliance and quality control. Additionally, industry stakeholders from servicers to field services providers, can activate permission-based access to communication channels, work order results, and vendor qualifications including the presence of pertinent background checks, licensing, certifications, references, and insurance. Near real-time management can be achieved with point-of-service features.Technology is helping the mortgage servicing industry meet the expanding needs of vendor management professionals. Today’s technology platforms provide a central hub for all of the tools required to successfully execute a vendor management program. As regulators require transparency into operational processes and the retention of all documentation associated with vendor relationships, the industry is finding that technology providers are helping them to optimize internal operations and improve processes while reducing costs and business risk. Sign up for DS News Daily in Daily Dose, Featured, News November 3, 2016 1,454 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Fannie Mae’s Q3 Earnings Are a Stepping Stone for Further Innovation Next: Global DMS Integrates eTrac Platform About Author: DS News Contributing Author Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img The Future Is Now: Integrating Technology into Vendor Management Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago 2016-11-03 Kendall Baer Subscribe Home / Daily Dose / The Future Is Now: Integrating Technology into Vendor Managementlast_img read more

Investing in the Zone

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first_imgHome / Daily Dose / Investing in the Zone Tagged with: Opportunity Zones Real Estate Investment Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Investing in the Zone Related Articles Share Save in Daily Dose, Featured, News, Print Features  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Editor’s note: This feature originally appeared in the March issue of DS News, out now.Whether you call them Opp-Zones, OZones, or OZos, the investment flood is coming to a low-income census tract near you. By now most states have published maps of the various census tracts that have been approved as opportunity zones, and if you aren’t involved, you are missing out. Periodically, we hear about some new guru or technique that will revolutionize the real estate investing world. Usually, it’s a bunch of hype over one of several underlying themes. However, when Uncle Sam is involved, the incentives can be game-changing. On October 19, the Internal Revenue Service (IRS) released more than 70 pages of regulations on investment zones to develop opportunities for low-income communities. Opportunity zones were initially passed as part of the Tax Cuts and Jobs Act of 2017. The intent was to increase investment in low-income communities that have missed out, often for decades. As Kathy Fettke, CEO of Real Wealth Network, pointed out in a recent Real Estate Journal article, opportunity zones are “…similar to a 1031 Exchange, but with some amazing fringe benefits.”THE INS AND OUTS OF OPP-ZONESWhile digesting the rules, it would be a good idea to find out where those areas are near you and prepare for investments and options for investments there—before the December 31, 2026 deadline. The summary of benefits includes deferred taxes on the investment in an opportunity zone, deferred taxes on income reinvested in opportunity zones, and tax forgiveness on improvements in the value of the building at sale time in opportunity zones—if it is held for 10 years. Studies from the Federal Reserve have shown that Americans were sitting on $6.1 trillion in untapped capital gains at the end of 2017.The option to defer those taxes and reinvest them in opportunity zones until 2026 is one of the goals and benefits of this part of the legislation. With a Qualified Opportunity Zone Fund, which can include partnerships, corporations, and LLCs, there are a variety of static and dynamic methodologies with no required exit until 2047. With these timeframes and sunset windows, it makes for some exciting options for estate planning as well. Key interest is focused on a couple of areas: 1) deferred payment on capital gains taxes, 2) up to 15-point step-down in basis points for capital gains invested for up to eight years, and 3) no tax on the increase in the building if held for 10 years.While headlines focused on the SALT provisions of the Tax Cut and Jobs Act of 2017, an over-looked provision expanded a pilot investment program championed by the Economic Innovation Group think tank, called Opportunity Zones. Interestingly, the pilot had only been in place a few months when the bill passed. The impact may end up sending larger long-term ripples through communities than the SALT provisions. For decades, politicians and local elected officials have struggled over how to address whole areas that are depressed, under-capitalized, and, for the most part, left behind.Programs might nibble at the edges, but local and even state-level funding and support was too little, and often too slow, to overcome the blight. Areas typically gentrified and there was a wholesale change with the loss of community character, and many times a loss of local residents. In contrast, opportunity zones are designed to allow the tax code (through re-invested capital gains profit) to incentivize the market to begin focusing on the structures within those under-funded areas.Additionally, as many cities have suffered from the gap-tooth effect caused by razing blighted properties—and having so many regulations that new development must be heavily subsidized, and was therefore limited by local budgets—new structures may now become financially viable across the whole zone. Under the tax provision, states nominated up to 25 percent of their low-income census tracts as opportunity zones. The IRS ultimately chose the tracts, predominantly based upon statistics. This is where it is important to note that these are not created zones, but the usage of existing zones—specifically, census tracts. In general, these tracts are usually not that large, geographically speaking. They are also not homogenous. Recent articles have mentioned that beachfront tracts in New Jersey and New York, among other areas, don’t have the same level of need by comparison. Those concerns may be valid, but setting a real estate standard across the U.S. will inevitably lead to disparity somewhere.PERFECT AS THE ENEMY OF GOODWhile there will likely be sections of census tracts that do not need improvement that are designated as opportunity zones, those improvements will benefit neighboring properties, and this is not a bad thing. The goal of this effort should not be lost in the hypothetical consideration of how many tax dollars might have been collected, because they haven’t been for years (decades in most cases). Rather, the goal is about focusing patient capital investment on revisiting urban cores across the country for the redevelopment of long-abandoned inner-city communities, as well as the return of businesses, and thereby job opportunities, for those areas.A single, striking point is that most of these opportunity zones lack the business capital necessary to sustain viable workforces, let alone the economic cascade that follows. The Amazon HQ2 facility landing in an opportunity zone will set a goal for which every other one of the 8,700 should strive. Reports are coming in that the Bronx has already seen prices increase 62 percent. Will some speculators who have squatted on properties make money? Very likely. If they want to retain those capital gains or leverage the earnings, they will likely reinvest as well … in an opportunity zone.The IRS determined the 8,700 qualified zones and has shared the information broadly with a list of the census tract numbers—12 percent of the total number of tracts. CREModels.com has an interactive map, and the data provided in GIS formats, for developer convenience to determine if a property is located in a Zone. Why? Because it is essential that the property purchased—after January 1, 2018—is located inside a qualified zone. Without getting into the hair-splitting aspects, if the site is outside the zone, so are the savings and benefits. That could result in a costly tax bill when the IRS catches up, as they always do.“SUBSTANTIAL IMPROVEMENT”The term “substantial improvement” is a key phrase to understand. It means that the building is improved by 100 percent. This means improving a rundown house purchased for $50,000, when the land is excluded from the cost. In something close to a reality check, the cash and cash equivalents were included in as part of the substantial improvement for the first 30 months, to provide time—once the opportunity fund was funded—to close, obtain permits, and execute the appropriate work. An opportunity zone is not a place to hold cash for long periods. A financial plan needs to accompany the development (or, more likely, re-development), and by 31 months, 90 percent of the funds need to have been expended in the improvement of the building. The IRS has offered a great deal of latitude initially by providing that a qualified opportunity zone fund can be self-certified and after six months should be 90 percent invested in the property.For businesses, the threshold is a bit different, in that an opportunity zone business must keep tangible property onsite and have 70 percent of assets in the zone. Adding to the fun, the IRS will allow an opportunity zone fund to invest in both properties and businesses with the 90 percent threshold in place for the fund. The five pages of subchapter 1400Z have raised numerous questions. As of this writing, almost 200 letters have been submitted asking for clarification or relief from some aspect of the language. On October 19, 2018, the first of what will likely be many rule-making proposals was released, and its more than 70 pages raised more questions than it answered.Let’s face it: the idea of the federal government creating a program with minimal oversight and a focus on the market investing capital gains in distressed communities may have made it out of Congress and been signed by President Donald Trump, but the bureaucracy that has to manage it is unprepared, and perhaps unwilling, to have such a hands-off position. A 1031 Exchange, with its extensive limitations of timeframes, intent to sell/ purchase, and restrictions on like-kind properties are thrown to the wind in 1400Z. If you sold a fortune in stock, combined that with profits (and only the profits) from the sale of that corner-highway lot, and rolled it into a qualified opportunity zone fund that was investing in a low-income housing project or a pizza business or small manufacturing plant— or even all three together—that is perfectly fine.If some of the partners want out early? That’s also fine. The others can sell and reinvest, all the while deferring those original capital gains and growing an even larger tax-free nest egg. While the IRS has been leading on this project initially, in December of 2018, President Trump tasked U.S. Department of Housing and Urban Development Secretary Ben Carson with the management and coordination of a Council of 13 federal agencies assisting in the implementation of opportunity zones. Time will tell if the market will be allowed to resuscitate these communities and if local and state leaders will jump on board and prime the pump even more.If that happens, look for qualified opportunity funds to expand in those areas first and avoid areas such as Boulder, Colorado. Boulder passed a moratorium on their only opportunity zone; it was noted as much for political purposes as any other. A recent article on Bloomberg.com cited municipal opposition as “a sad response to a potential bridge to workforce housing that is so desperately needed,” according to Bob Yates, a Boulder City Council Member. “Boulder’s teachers can’t live in Boulder,” he continued. “It’s not a healthy thing to have (a) socioeconomic divide where lower-income people have to live outside of town to serve higher-income people in town.” The opportunity zone could help communities overcome the workforce housing cost obstacles. Missing that chance in order to score political points is a sad commentary and will contrast dramatically with communities and funds that work together with plans that fit.Everyone needs a place to live, but the present state of existence shouldn’t preclude an improved future for the community. There will be plenty of properties available and communities to welcome the investment. Those communities will need to have plans in place and developers had better know the lay of the land, zoning and all, before funding their qualified opportunity zone fund, and its underlying qualified opportunity zone business. Some communities could miss out with the time constraints for development, and developers will likely not have the stomach for long and drawn out negotiations. The investments will move around to one of the neighboring 8,700 census tracts or maybe within the tracts when opposition solidifies.National REIA members tend to improve neighborhoods one home at a time, bringing vacant and distressed housing back online and thereby improving the communities and tax rolls. In opportunity zone communities, investors and developers could all benefit through vibrancy or redevelopment partnered with development, incentivized by this federal program. Finally, the opportunity zones may bring back the option-to-purchase real estate as the most utilized land-securing tool and forgo the long-term land-banking process. Existing land banks will need to be ready for the developments or miss out due to tight time constraints on the fund to invest or reinvest. However, with an initial closing investment window of 2026 and hard exit date of December 2047, investors will be working on opportunity zones for decades. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Five Star Global and AM&AA Partnership: Positioned for Growth Next: Mr. Cooper Grows Servicing Portfolio to $548B Data Provider Black Knight to Acquire Top of Mind 2 days ago Charles Tassell is the COO for the National Real Estate Investors Association and has been working in real estate policy for more than 20 years. He is an investor in commercial multi-family units and a local elected official. He resides in Deer Park, Ohio, with his wife and three children. Demand Propels Home Prices Upward 2 days ago Opportunity Zones Real Estate Investment 2019-03-07 Donna Joseph The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Subscribe About Author: Charles Tassell Data Provider Black Knight to Acquire Top of Mind 2 days ago March 7, 2019 3,325 Views The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Andrew Allens mother says those responsible for sons murder are thugs

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first_imgNews PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal WhatsApp Facebook Previous articleHoax phone-calls to Donegal’s fire service could result in loss of lifeNext articleGallaghers gathering will boost tourism in Donegal News Highland By News Highland – May 14, 2012 Dail hears questions over design, funding and operation of Mica redress scheme Facebook Twitter Pinterest Google+ Pinterestcenter_img Twitter Man arrested in Derry on suspicion of drugs and criminal property offences released RELATED ARTICLESMORE FROM AUTHOR HSE warns of ‘widespread cancellations’ of appointments next week Google+ Andrew Allens mother says those responsible for sons murder are thugs WhatsApp Dail to vote later on extending emergency Covid powers The mother of Andrew Allen, who was murdered by Republican Action Against Drugs earlier this year, has said that the people who killed her son are nothing but thugs.24-year-old Andrew Allen was murdered at his home in Buncrana in February when four masked gunmen fired shots through the window of his home.According to PSNI figures at least 85 men in the Northwest have been shot in recent times, while some 200 young men have been ordered to leave Derry.Speaking to The Guardian Newspapers Ireland Correspondent, Henry McDonald, Andrew Allens mother, Donna Smith, said young men are living in fear in Derry…..[podcast]http://www.highlandradio.com/wp-content/uploads/2012/05/donnas.mp3[/podcast] Man arrested on suspicion of drugs and criminal property offences in Derrylast_img read more

Training news: courses offer sales and interviewing methods

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first_img Comments are closed. Related posts:No related photos. Previous Article Next Article Training news: courses offer sales and interviewing methodsOn 21 Nov 2000 in Personnel Today The Recruitment and Employment Confederation is to run two one-day training courses in Belfast on telephone sales and interviewing techniques. They are aimed at those new to recruitment or who want a refresher course. The workshops are the beginning of a development of further training programmes in Belfast by the company. For information, call 020-7462 3270.www.rec.uk.com Businesses must not let ‘super-users’ teach ITThe National Computing Centre has warned businesses that they may be jeopardising their future by leaving IT training in the hands of “super-users”. These skilled computers staff are filling a gap but are guiding colleagues through informal training and then leaving the company when they realise the value of their skills. The organisation says that as businesses become increasingly IT-dependent, responsibility for training is falling between IT and HR. It advises managers to work with IT and HR to plan the content of training courses, together with staff development programmes to enhance other skills.www.ncc.co.uk Link drawn between low skills and low trainingThe training of carers for very young and older people is a national priority, according to the Training Standards Council. In a report for the DfEE, the council says there is a correlation between poor workplace practice and poor training. It also says there are too few qualified supervisors in residential care homes, a lack of staff with management and skills, and insufficient help and guidance for trainees. In social care, 80 per cent of the workforce is unqualified and in domiciliary care, the figure is 93 per cent. The council’s chief inspector, David Sherlock, said many of its recommendations were being addressed by the Government after it drew attention to serious problems last year, but further action was still needed.www.tsc.gov.uk  Orchestra highlights parallels with businessThe City of London Sinfonia orchestra has launched a music-based management training programme. Drum Street provides an innovative training approach which draws on the parallels between how a world-class orchestra and an efficient business operate.last_img read more

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